Compare the Best Local Rates

Current Best Bank and Credit Union Rates in Durham, NC

While local financial institutions like community banks and credit unions are known for offering higher rates on deposit accounts, there are definitely a few that stand out as highly competitive.

Now that it’s the end of the month, let’s take a look at where the best banking rates can be found in Durham, NC. Durham Banking Rates has put together a list of the top Durham interest rates (within 50 miles of the city) for both savings accounts and certificates of deposit:

Best Savings Interest Rates in Durham



  • Lorillard Credit Union: 2%
  • State Employees' Credit Union - North Carolina: 1.75%
  • Greensboro Municipal Credit Union: 1.02%


Highest Durham 6-Month CD Rates



  • Lorillard Credit Union: 2%
  • State Employees' Credit Union - North Carolina: 2%
  • Local Government Credit Union: 2%


Top Durham 12-Month CD Interest Rates



  • United Southeast Credit Union: 2.3%
  • Lorillard Credit Union: 2.25%
  • Greensboro Health Care Credit Union: 2.02%


Best 24-Month CD Rates in Durham



  • United Southeast Credit Union: 2.5%
  • Lorillard Credit Union: 2.35%
  • State Employees' Credit Union - North Carolina: 2.25%



Please note that these rates are accurate as of the publish date but are subject to change at any time. There may also be additional terms like balance requirements or fees that must be met in order to earn the above rates.